What is Income Protection Insurance?

Income protection insurance is designed to provide regular income benefit to replace some of your earnings if you are unable to work because of an illness or injury.

Benefits of income protection

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Protect your income if you are unable to work due to illness or injury with income protection insurance. 

You receive payouts until you can start working again or for a fixed period of 2 years, whichever comes first. You can expect to be paid up to 70% of your earnings.

There is often a waiting period before the payments start, known as a differed period, you would generally set the payments to begin after your sick pay ends or after 4 weeks if you are self-employed. 

If you would like to find out more about the income protection insurance, Finsure can you assist you in finding the right level of cover.